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"Narrowing the Nation's Power "is the tale of how a cohesive majority of the Supreme Court has, in the last six years, cut back the power of Congress and enhanced the autonomy of the fifty states. The immunity from suit of the sovereign, Blackstone taught, is necessary to preserve the people's idea that the sovereign is "a superior being." Promoting the common law doctrine of sovereign immunity to constitutional status, the current Supreme Court has used it to shield the states from damages for age discrimination, disability discrimination, and the violation of patents, trademarks, copyrights, and fair labor standards. Not just the states themselves, but every state-sponsored entity--a state insurance scheme, a state university's research lab, the Idaho Potato Commission--has been insulated from paying damages in tort or contract. Sovereign immunity, as Noonan puts it, has metastasized. "It only hurts when you think about it," Noonan's Yalewoman remarks. Crippled by the states' immunity, Congress has been further brought to heel by the Supreme Court's recent invention of two rules. The first rule: Congress must establish a documentary record that a national evil exists before Congress can legislate to protect life, liberty, or property under the Fourteenth Amendment. The second rule: The response of Congress to the evil must then be both "congruent" and "proportionate." The Supreme Court determines whether these standards are met, thereby making itself the master monitor of national legislation. Even legislation under the Commerce Clause has been found wanting, illustrated here by the story of Christy Brzonkala's attempt to redress multiple rapes at a state university by invoking theViolence Against Women Act. The nation's power has been remarkably narrowed. Noonan is a passionate believer in the place of persons in the law. Rules, he claims, are a necessary framework, but they must not obscure law's task of giving justice to persons.

With baby-boomer retirement drawing nearer, Social Security, long a "third rail" in American politics, has become fair game. When President Clinton launched national discussion in April on the future of the program, the loudest voices seemed to belong to those who claimed the system would go "bankrupt" and argued for scrapping it in favor of a privatized plan. Is the nation's premier social insurance program on the brink of collapse? In this book, two of the nation's most widely respected economists argue that the "Chicken Little" view of Social Security--that future costs doom the current system--is so exaggerated that it is just plain wrong. Certainly, the retirement of the baby boom generation will require some adjustments, but they need be no greater in type or size than adjustments the government has adopted to deal with the overall budget deficit. The book provides the historical background of the economic circumstances that different generations have faced in this century and shows how changes in Social Security has affected life in America. The authors also analyze the economic assumptions underlying current reform efforts, closely scrutinizing the increasingly popular proposals to privatize Social Security by transforming it from an insurance program to a system of individual retirement accounts.

Jackson National Life - Jackson National Life Insurance is a US life assurance company that is a subsidiary of the UK based insurer, Prudential Plc.

Term life insurance - Term life insurance is the original form of life insurance and is considered to be pure insurance protection because it builds no cash value. This is in contrast to permanent life insurance such as whole life, universal life, and variable universal life.

Commerce National Insurance - Commerce National Insurance, Commerce National Insurance Services, or Commerce Insurance Services is the insurance subsidiary of Commerce Bancorp and maintains its headquarters in Cherry Hill, New Jersey. Commerce National is one of the 25 largest insurance agencies in the United States, and is licensed in all 50 states.

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